Attention homeowners: Real estate appraisal services for in Charleston and Charleston CountyCheck out the top 7 reasons South Carolina homeowners call on Ebb and Flow Appraisals:
At Ebb and Flow Appraisals, we understand the individual needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Ebb and Flow Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.Challenging Charleston County's assessment of your propertyLet's say you live in a region that's declining -- your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Ebb and Flow Appraisals is your chief weapon when contesting your property tax assessment.Need to remove PMI?PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're qualified in helping customers just like you rid yourselves of unwanted and unneeded PMI insurance.Was your HELOC recently frozen?If your home is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be troublesome from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from Ebb and Flow Appraisals can help you reinstate your HELOC.We Provide Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you would prefer to have a seasoned expert double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have had in the past. Although most appraisal reviews are commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion. |
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